Buying a home is one of the biggest financial decisions most people will ever make, but many people go into the process without really understanding how mortgages work. So we sat down with Maggie, a local loan officer in Alamance County, to break down the home financing process in simple terms. In this conversation we talk about common mortgage myths, what lenders actually look for, how much money you really need to buy a home, and what first-time buyers should know before starting the process.